Lifestyle Costs Calculator

Lifestyle Calculator

Tell Us About Yourself

Our Lifestyle Calculator shows you the true cost of the lifestyle you want and how much you’ll need to earn to afford it. This exercise is all about setting you up for long-term success. To get started, tell us a little bit about yourself.

I am a:

Student

Adult Learner

Educator

Parent / Guardian

Graduation Year

Select Your Student’s High School Graduation Year (click all that apply)

2025

2026

2027

2028

2029

2030

2031

2032

2033

2034

2035

Select the Age-Level of Students You Serve (click all that apply)

Elementary School (Grades K-5)

Middle School (Grades 6-8)

High School (Grades 9-12)

Other

Job Type

Education Level Are You Interested Earning a College Degree or Credential?

County Email* Phone Number

Yes, send me emails on the latst information about scholarships, financial aid, and other educational opportunities.

I am over the age of 13.

Skip This Step

Lifestyle Calculator

Housing

You'll need some place to call home. Will you live in the lap of luxury, or keep it simple? Will you go it alone or share your space with roommates?

Studio Apartment

$1200

1 Bedroom Apartment

$1310

2 Bedroom Apartment

$1865

House

$2250

Lifestyle Calculator

Utilities

You've got to keep the lights on and the water running. You'll also have to decide how powerful you need your internet connection to be.

Select one or more of these options:

Internet

$60

Mobile Phone

$60

Water & Gas

$100

TV/Streaming

$70

Electricity

$209

Lifestyle Calculator

Food

Another part of being an adult is buying your own food. You can choose to cook at home, grab fast food or eat at restaurants.

Eat at Home

$400

Fast Food

$550

Dine Out + at Home

$700

Dine Out at Restaurant

$850

Lifestyle Calculator

Transportation

Now it's time to find out which type of transportation you want to have and decide how much to spend.

Human Power

Public Transportation

$80

Used Auto

$375

Basic Auto

$450

Average Auto

$650

Luxury Auto

$1300

Lifestyle Calculator

Healthcare

We all eventually have to go see a doctor, dentist or optician. Health Care costs can be expensive, so it's important to have insurance to offset the costs.

Employer Health Insurance

Basic Individual Health Insurance

$150

Premium Individual Health Insurance

$200

Select one or more of these options:

Vision

$25

Dental

$25

Lifestyle Calculator

Leisure

You like staying home or you like going to the movies. You like playing video games or you like going hiking. You decide how much you want to spend on entertainment.

Select one or more of these options:

Home Bundle

$30

Fun Bundle

$60

Adventure

$100

Amusement Park

$125

Party

$175

Lifestyle Calculator

Clothing

You may be the type to buy clothes every month or just a couple of times a year. You decide how much you will spend on clothing each month.

Basics

$30

Accessories

$80

Work Clothes

$110

Shop Til You Drop

$250

Lifestyle Calculator

Personal Care

You have to take care of yourself by grooming, exercising and maybe even smelling good. You decide how much to spend on your personal upkeep.

Basics

$25

Health & Fitness

$100

Professional Services

$125

Extras

$175

Luxuries

$200

Lifestyle Calculator

Miscellaneous

This section involves miscellaneous items such as high tech gadgets, pet care, vacations, and more. You decide how much money you will spend on these items each month.

Select one or more of these options:

Other Items

$50

Pet Care

$100

Vacation

$150

New Electronics

$200

Furniture & Appliances

$250

Lifestyle Calculator

Student Loan Debt

It's payback time—for your student loans, that is. Staying on top of your obligation to pay back student loans is an important part of keeping your finances in check. What's your monthly payment?* *These numbers could vary depending on which college you choose and how much financial aid you receive.

Debt Free

Certificate

$70

Associate

$85

Bachelors

$186

Masters

$441

Professional

$589

Lifestyle Calculator

Family

Having a family can be a loving and rewarding experience, but there are significant costs involved. Food, housing, child care and education costs can add up very quickly.